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Auto Accident Compensation A victim of an accident may seek compensation for the losses they've suffered. This includes medical treatment, property damage, and lost wages. Documenting your injuries and damage to property as promptly as you can is crucial. This will make it easier to send a demand letter and negotiate with insurance companies. Damages There are a number of different kinds of damages that may be awarded in an auto accident case. These include both economic and non-economic damages. The most commonly used kinds of economic damages are medical bills and lost wages. Non-economic damages include suffering and pain. In the majority of instances, the party at blame is required to pay both. A car crash can cause a lot of grief on the victim. In addition to paying for medical bills, they could have been unable to work because of their injuries. This can cause financial hardships and stress as they are left without income. They may also need to pay for a car rental or for transportation to their doctor's appointments. If their injuries are long-lasting the person may not be capable of returning to their previous position or earn as much as they did before the crash. These expenses are also compensable and a jury will determine the proper amount of compensation for future lost earnings. Damage to property is another form of damage that could be demanded. This can include the damage to the vehicle and any other items in the vehicle at the time of an accident. This includes laptops, work equipment and car seats for children, among other important items. Insurance companies will evaluate the extent of damage to a vehicle and its actual cash value (ACV) at the time of the accident. This is based off of information such as repair estimations and Kelly Blue Book. Medical bills Car accidents are traumatic experiences and often leave victims with permanent injuries that require medical attention. This is not cheap, and when coupled with loss of income, a car accident victim may soon be facing financial hardship. This is why filing a claim for damages is the best way to recuperate the cost. If auto accident law firm north charleston is covered by medical insurance, then the bills are likely to be covered by the plan. If not there are a variety of other options for the bills can be paid from other sources. Automobile insurance policies provide medical payment coverage. This kind of policy will pay up to a certain amount for medically required procedure. A victim of an injury should also be compensated for any incidental costs, such as cleaning, transportation lawn mowing, snow removal and mileage associated with travel from and to medical appointments. These expenses should be documented, and receipts kept in order to ensure that the full amount can be recovered. An experienced attorney in car accidents can guide a victim through the process of recovering the costs and other associated with a crash. Injured victims may also be entitled compensation for future losses in the event that they are not able to work because of the accident. This is referred to as lost wages and is an appropriate claim for compensation. Loss of wages Car accidents can cause victims to be financially stressed, not to mention medical expenses and physical or other damage to property. Charges on credit cards and lost income can quickly mount up and cause people to be in a state of overwhelming amounts of debt, and little hope for their future. There are ways to make these losses recouped and get the compensation you deserve. One of the most popular aspects of a successful accident claim is compensation for lost wages. This is the amount you would have made while away from work, as well as any tips and other earnings that you might not have earned. In most cases, the simplest way to prove these losses is through your last paychecks or other evidence of earnings. If your injuries keep you from working at the same position or earning the same amount of money prior to the accident you may be entitled to compensation for lost earning capability. A knowledgeable lawyer can determine the extent of your loss based on factors such as your age, history of injuries, and skill set. In many states (especially those with no-fault insurance), the auto insurer will pay for a portion of lost earnings through a system known as personal injury protection. This will usually cover up to 80 percent of the money you could have earned if you had not been injured. Pain and suffering The effects of pain and suffering are more difficult to quantify than medical bills or lost wages. However, the severity of your injuries and the way they impact your life might be enough to warrant a substantial settlement. After a car crash, you could be experiencing physical and mental stress. This includes the effects of your injuries on your daily activities, such as the limitation of your range of motion and inability to concentrate or sleep. It also includes your emotional trauma, loss of enjoyment in life, and the inability of participating in activities you enjoyed before the accident. You must prove the injury you sustained when requesting compensation for your pain and suffering. Documentation such a doctor's report imaging tests, doctor's reports, and written diagnoses that are formal can be used to prove the severity of your injury. Additionally, you can include the details of your injury and its impact on your life. Insurance companies usually try to reduce the value of your suffering, pain and emotional distress. Because this award category is less tangible than x-rays or repair costs, they will attempt to lowball you. This is why it's crucial to work with an attorney. An attorney can bargain with insurance adjusters and present evidence to ensure you get the compensation you are entitled to. You can also avoid being smacked by the insurance companies.